||Industrial risk, risk, business risk, and financial risk are generally low or moderate identities, capacity for timely payment is strong.
||Potential insolvent risk , If management does not take any further remedial action
||There are clear risks that threaten the repayment of the debt, and if such a defect is not remedied
||Capacity for timely payment is doubtful or difficult
||Immediate default or in default as of present time